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Agricultural Financial System

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Realistic farm finance for your farm

No more instant cash transactions: This mod introduces a complete financial system with current accounts, credit lines, and promissory notes, just like a real agricultural business works.

🏢 Your own company details – Enter your farm name, tax ID, and bank, and assign custom names to every supplier and customer on the map.

🏦 Current accounts – Buy now and pay later with a dedicated button. 30–60 day payment terms and 3% early-payment discount per month.

📊 Two credit lines – Supplies and Machinery are automatically classified by reading the shop data, so fertilizer goes to Machinery and seeds go to Supplies. Your limit grows by 15% every time you pay on time, up to 8× the starting amount.

📝 Promissory notes – Up to 270 days, designed to be paid off with the harvest. Capped at twice your earned limit with penalty interest on overdue balances.

💰 Receivables – Sales settle on terms that depend on the product, with optional direct debit from your bank account.

⚠️ Arrears & seizure – A single overdue account drops your entire credit to $0. Refinancing is available at a 15–25% surcharge, up to twice per debt.

🏧 3D ATM – Placeable machine for deposits, withdrawals, and balance enquiries, keeping cash and bank separate.

🌾 Grain exchange – Barter contracts against future harvest with a real cancellation penalty.

Multiplayer and dedicated server compatible, translated into DE, EN, ES, FR, and IT. Made with a passion for realistic farming simulation 🚜

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